5 Ways To Get Cheap Car Insurance March 4, 2008
Posted by Vedis The Home Lover in : Home Insurance , trackback
Are you getting cheap car insurance? Here are 5 ways to change your current car insurance into cheap car insurance.
1. Ask for a Multiple Car Discount: Did you know sometimes insuring two cars can be the same price as insuring one? If not the same price, insuring another car usually does not cost as much as you may think.
If you have two cars, it is very wise to check with your insurance agent, or while obtaining your online insurance quote, to make sure you can get this discount on your car insurance.
2. Stick With Yearly Policies: Choosing a yearly policy can extend your savings on your car insurance. Purchasing a yearly policy instead of a six month policy gives you a rate that cannot be changed for one year vs. changing every six months.
3. Look Into Comprehensive Storage Coverage: If you are planning to store your car for any period of time, you can save on your car insurance by only keeping comprehensive coverage during the storage time. Since the car would be stored, it is very unlikely it will get in a collision or need the liability coverage.
4. Re-Check Your Mileage: This is a great way to get cheap car insurance: If you are really close to the “miles to work” break-off, you may want to check your mileage closely. When your car insurance company or insurance agent asks you “How many miles do you drive to work one way?” this is a crucial question that will designate you into a particular class. Each class can have significant differences in prices.
5. Get Theft Devices: Most new cars have theft devices. Some are automatic and some have to be started at the touch of a button, but all usually get discounts on car insurance. Also, some states provide extra discounts for such things as window sketching.
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