One of my buddies decided to seek help from a credit counselor and find out if debt consolidation is for her.
She is so loaded with credit card debt, student loan, car loan and home mortgage loan that she finds it impossible to pay another month’s bills.
She is so freaked out each time the phone rings or the mail box is stuffed with warning letters and legal notices from her creditors and credit card companies.
I understand how she feels. I was once like her too before I enrolled in a debt management program. 
I am kind of worried for my jobless buddies. They are still insistent in looking for sales jobs even though there are vacant 
Talking about home safety, I really need to call the electricity technician to come and check some old
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