— Simply Go To Sofa & Rest …

Archive
Money Management

I am so happy there is extra money to buy a computer memory and install a new air-conditioner for the tenants. Tenants?

Yes, tenants! You know, my house that has been vacant for years has finally been rented out!

It’s rented to some young people whom hubby and I have known for quite a while. Since we trust them, we are willing to rent the house to them for much lower rental price.

So long as they take care of the house, I don’t mind receiving lower rental every month.

Read More

Phew, what a fright! I thought I lost some of the latest blog posts between the 17th and 26th. Apparently, it’s the cache page that I saw.

Since there is no problem here, I will update a bit and go look for a dehumidifier at an online store. It’s been a long time since I wanted to get one.

Hubby is fine with the purchase of a new dehumidifier because there is extra money left this month after paying the debt repayments, car and home loan installments and utility bills.

It seems that after buying a dehumidifier, there is still money left to pay back a friend.

Read More

I am happy with both of my desktop computers. Of course, I will be even happier if hubby allows me to replace one of them with a new one. ;-)

You see, one of my computers is already more than 4 years old. Understandably, it’s slower. It’s still working fine, especially I have it reformatted recently.

Maybe I should just buy a new cpu with my own savings rather than waiting for hubby’s next bonus. When? Next year!

Well, maybe I should just forget about buying a new one. It’s a Want more than a Need for the time being.

Read More

Thanks to my AKPK debt management program that I am able to save up some money.

With increasing savings in the bank, I am thinking of investing in mutual funds or gold coins.

I had luck with mutual funds before I was deeply in credit card debt, so it’s natural that I wanted to invest in mutual funds again. However, my blogging pal suggested otherwise.

According to her, she has been making way more money from golds than mutual funds these few years.

So, what do you think?

Read More

Recently, I have been thinking of setting up an online store to sell textbooks.

The idea actually popped up last December when hubby’s students complained to him that they had trouble finding good and reasonable used textbooks.

Some were able to find the used textbooks, but they were either as expensive as the new books or the books were too old and torn.

So I am thinking of collecting as many used text books as possible before the school term ends and sells them to those students who come from poor or average income families.

Read More

No iPod this Valentine. :-)

I didn’t use hubby’s money to buy an iPod. Instead I bought some personal care products that I needed with hubby’s $200 raise.

With current bad economy, it’s better for me to buy what I Need rather than what I Want.

Read More

Pay Less Life InsuranceHave you finished your Christmas shopping? I have. It’s enough, otherwise, there isn’t any money left in hand after Christmas and New Year.

I hate to start the new year without having any money in hand. This symbolizes a bad beginning for financial aspect, you know. :-)

Just kidding. Actually I need to have some cash in hand for the rental and life insurance premium.

I got a few quick life insurance quotes online this afternoon. One of the agent assured that I might be able to pay less for my life insurance next year.

Good! I have been trying to find ways to pay less for my insurance and this time it’s going to be possible.

Read More

As hubby and I are ready to move to a flat the end of the month, there is no way for us to go on a trip or vacation.

There are lots of cheap deals on las vegas nv hotels going on, but we really don’t feel like going away.

There are simply too many things to pack and unpack. And there is also the hassle of canceling and installing new phone line and Internet connection.

Well, most important of all, we need the money to pay the deposit, two months’ rental and activation of new phone and Internet connection accounts!

Read More