In year 2009, I tried to print Christmas cards to save money. Last year, I made Xmas cards to save even more money.
This year? Ha, I think there will be a huge change! ^.^
This year, I am not going to save money. Instead, I am going to spend some money on buying Christmas photo cards made from 100% post customer recycled paper online.
What do you think of this Movie Poster Holiday Card? You know, I would like to be the star of my own movie this Christmas.
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Seeing beautiful flower arrangements like the one on the left always spurs me to order one for myself or a family member whose birthday is around the corner.
However, it’s not cheap if coincidentally there are two occasions or invitations.
Hubby thinks I should consider doing the arrangement myself to save money. He thinks it looks kind of easy to come out with a floral arrangement gift with flowers and accessories.
Ha, he must be kidding! ^.^
Frankly speaking, I will attend an express online floral arrangements course if I really want to do the arrangement gifts myself. It’s either not doing it or doing it to the best.
Read MoreSince being placed in a debt management program, I have been able to save some money as emergency fund.
Once the fund has reached an amount that equals to 6 months’ expenses, I will start allocating more money to the investment fund account.
What should I invest in? Should I buy gold coins or throw more money into my mutual fund account?
To be safe, I think I should put my eggs in two or more types of investment rather than one type. @.@
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Our school is organizing a few days’ stay at one of the director’s Outer Banks homes in December.
Hubby and I feel like going, but we fear that we may not have enough money when it comes to renewing our annual medical cards and paying premiums in January.
It’s true that there is bonus in January, but, it’s still kind of not sufficient. Haiz, it’s still more practical to save money for rainy days than going for a holiday!
Read MoreThanks to my AKPK debt management program that I am able to save up some money.
With increasing savings in the bank, I am thinking of investing in mutual funds or gold coins.
I had luck with mutual funds before I was deeply in credit card debt, so it’s natural that I wanted to invest in mutual funds again. However, my blogging pal suggested otherwise.
According to her, she has been making way more money from golds than mutual funds these few years.
So, what do you think?
Read MoreHubby suggests that we print christmas cards online this year.
Thanks to his colleague’s recommendations that we are exposed to many online websites that provide millions of free beautifully-designed Christmas cards for print at home.
This way, money saved from buying Christmas cards can be used for buying Christmas gifts.
Oh, no. It’s only September and I am talking about Christmas! 
Let’s talk about Pink Ribbon gifts or Breast Cancer Awareness Month in October first.
Read MoreHubby still can’t confirm if he wants to buy the zero radius sinks he came across online or the ones he saw at a nearby shopping mall.
Well, it’s actually very easy to decide. The ones he found at the shopping mall were priced much more expensive. To save money, he should just order them online.
I know hubby. He wants to compare as many places as possible to get the best deal.
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Do you know that 94% of consumers now use coupons to save money on groceries, household appliances and health and beauty items, according to a magazine survey?
These days, like a lot of folks, I’m using coupons to clip costs. I especially love to buy multiple copies of Sunday newspapers in order to maximize savings from groceries to appetite suppressants to cleaning products to personal care products.
Take note that new online coupons typically are loaded on the first day of each month.
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